
Project Overview
As the lead researcher, I worked across multiple product phases of CredAvenue (now Yubi), a digital debt marketplace. The goal was to improve fund-raising, investing, and onboarding experiences for borrowers and lenders by grounding design decisions in user research.
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In this 3-phase research journey at Yubi, I mapped user systems, simplified onboarding, and created data-driven personas — leading to improved usability, reduced drop-offs, and targeted feature development.
Objective:
Identify user workflows, pain points, and platform interactions to guide early product architecture.
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Approach:
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Ran in-depth 1:1 interviews with internal users
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Used card sorting to reorganise borrower data and clarify terminology
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Led co-design workshops with product/design to align structure
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Outcome:
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Built a user-informed information architecture
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Simplified jargon and prioritised key data fields
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Set a strong usability foundation for product development
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Objective:
Reduce user friction and registration drop-off.
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Approach:
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Created persona heat maps to visualise friction points
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Mapped the full onboarding journey to identify content and interaction gaps
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Outcome:
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Streamlined forms and reduced steps
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Introduced progressive disclosure and clear instructions
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Increased completion rates significantly
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Objective:
Enable personalised experiences and cross-sell strategies.
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Approach:
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Conducted interviews and focus groups for qualitative clustering
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Analysed 1,200+ user interactions to validate behavioural patterns
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Collaborated with ops and business to define persona dimensions
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Outcome:
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Defined distinct user groups with clear motivations
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Unified product, comms, and design teams around core segments
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Supported targeted feature and messaging rollouts
Impact
My research shaped product decisions across the lifecycle, ensuring the platform remained user-aligned as it scaled. These efforts led to a more intuitive platform experience, improved retention, and greater stakeholder confidence in user-centred design decisions.